Armchair Dragoons Forums
Other Gaming => RPGs & Adventure Gaming => Topic started by: bayonetbrant on April 16, 2019, 07:17:48 AM
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/56980740_10218811111172968_8487617201015095296_n.jpg?_nc_cat=110&_nc_ht=scontent-iad3-1.xx&oh=0ae1407fb47f1d8161c74bf30a300f96&oe=5D427E42)
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:peace:
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/56980740_10218811111172968_8487617201015095296_n.jpg?_nc_cat=110&_nc_ht=scontent-iad3-1.xx&oh=0ae1407fb47f1d8161c74bf30a300f96&oe=5D427E42)
Heh. brilliant. :bigthumb:
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Yeah, good one!
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/65485706_10157687753369406_8177527558745620480_n.jpg?_nc_cat=111&_nc_oc=AQk-e9P6-fD_KhhyrYqGPtGSOt-Moxms-5o4y0Ui9EVen1vJHE1hjyDRsf0StQP4qYWap5-MTqYK07KxWLrTgwpQ&_nc_ht=scontent-iad3-1.xx&oh=279c9ad8400ea63571b0c9660c360aa8&oe=5D88C66D)
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That one popped up on my feed shortly before I went to work this afternoon. Had me chuckling as I walked out the door.
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http://dmsworkshop.com/2019/06/28/out-of-network-healing/
Party Receives 13,000-gp Invoice For Out-Of-Network Healing
WATERDEEP — An adventuring party set to retire after a significant windfall in Undermountain was left in distress when they received a large invoice from the insurance company providing their group plan, which claimed the healer they used in the infamous dungeon was not in their network.
“Had I known when we met Saer Bairns that he’d foist upon us this shameful bill, I would have let him rot on the second level, not taken him on in our escape with our treasure”, said Aramis, a half-elf ranger who received a potion of healing. “The priest had the audacity to not only charge us five times the going rate for that potion I didn’t need, but also charge an administering fee just to place it in my hand. Would that I had relieved myself of it in his bedroll that night!”
The invoice, which The Sending Stone has obtained, reveals numerous methods in which excessive charges were calculated, including octupling the typical cost of material components and consumables, as well as charging handling and application fees for their use. A single greater restoration spell was billed at 2,000 gp, including 1,000 gp for the divine power needed to perform the magic, 100 gp to carry the diamond dust that focuses the magic, 100 gp to apply the dust to the spell recipient, and 800 gp for the dust itself. All of this was subject to a 35% surcharge for remote services outside of a temple, meaning that the cost to undo the temporary loss of a small portion of the fighter’s vitality amounted to 2,700 gp—more than four times the average yearly earnings of a skilled tradesman. The bill’s total was 12,994 gp.
According to the party’s insurance carrier, Greater Restorations, the adventurers were covered for services received from many churches, including those of of Tymora, Lathander, Corellon, Chauntea, and Ilmater. The services of The Honourable Trabbar Grayson Bairns, a priest of Waukeen, were out of network.
“It is of utmost importance to us that our customers obtain appropriate and timely care”, said Galbrath Donnar, a tiefling attorney representing Greater Restorations in a statement from the company, “but it is the responsibility of our customers to ensure that they obtain services that are in-network.”
“Unfortunately, this is not an uncommon occurrence”, explained Seraphina Blanche, a retired aasimar adventurer who founded and leads the Predatory Adventurer Liability Allocation Dispute Information Network, or PALADIN, an organization that raises awareness of these market risks. “The large insurance carriers primarily do business with churches that generally provide services at cheaper rates or which are willing to offer reduced prices to the insurer’s customers, saving costs to the company. At the same time, independent customers are frequently targeted by predatory financial practices, such as inflation of charges, often in a completely arbitrary fashion.”
PALADIN also connects those victimized by these practices with barristers possessing the necessary skills and abilities to contest predatory healing bills.
“About 200 years ago, large insurance carriers and churches conspired to pass cosmic laws requiring that disputes on these bills must be raised in the same jurisdiction as the provider”, added Blanche. “This means that to contest your co-pay, you have to make your way to the City of Dis on the second level of Hell, where the carrier’s head office got moved, or go to the plane of Arvandor to dispute the cost of a resurrection by a cleric of the Seldarine. While you can’t seem to swing a dead cat in the Forgotten Realms without hitting a legendary archmage, not many of them have the time, inclination, or expertise to travel the planes on such a matter. We maintain contact with experienced litigators who have the means to make such journeys.”
In the case of the bill received from the Church of Waukeen, the adventurers must travel to the Grand Forum of the goddess’ realm, the House of Barter in the Marketplace Eternal. Alternatively, they can seek out the headquarters of their insurer, Greater Restorations, in the City of Sigil.
The adventurers, who recently reached 10th level, have started a crowdsourcing campaign on GoHealMe to help cover their monthly instalments while retaining the services of an archmage-attorney to handle the contract dispute. You can contribute to their campaign through Dungeon Master’s Workshop on Patreon.
https://docs.google.com/viewerng/viewer?url=http://dmsworkshop.com/wp-content/uploads/2019/06/BILL-FOR-SERVICES.pdf&hl=en
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http://dmsworkshop.com/2019/06/28/out-of-network-healing/
Party Receives 13,000-gp Invoice For Out-Of-Network Healing
WATERDEEP — An adventuring party set to retire after a significant windfall in Undermountain was left in distress when they received a large invoice from the insurance company providing their group plan, which claimed the healer they used in the infamous dungeon was not in their network.
“Had I known when we met Saer Bairns that he’d foist upon us this shameful bill, I would have let him rot on the second level, not taken him on in our escape with our treasure”, said Aramis, a half-elf ranger who received a potion of healing. “The priest had the audacity to not only charge us five times the going rate for that potion I didn’t need, but also charge an administering fee just to place it in my hand. Would that I had relieved myself of it in his bedroll that night!”
The invoice, which The Sending Stone has obtained, reveals numerous methods in which excessive charges were calculated, including octupling the typical cost of material components and consumables, as well as charging handling and application fees for their use. A single greater restoration spell was billed at 2,000 gp, including 1,000 gp for the divine power needed to perform the magic, 100 gp to carry the diamond dust that focuses the magic, 100 gp to apply the dust to the spell recipient, and 800 gp for the dust itself. All of this was subject to a 35% surcharge for remote services outside of a temple, meaning that the cost to undo the temporary loss of a small portion of the fighter’s vitality amounted to 2,700 gp—more than four times the average yearly earnings of a skilled tradesman. The bill’s total was 12,994 gp.
According to the party’s insurance carrier, Greater Restorations, the adventurers were covered for services received from many churches, including those of of Tymora, Lathander, Corellon, Chauntea, and Ilmater. The services of The Honourable Trabbar Grayson Bairns, a priest of Waukeen, were out of network.
“It is of utmost importance to us that our customers obtain appropriate and timely care”, said Galbrath Donnar, a tiefling attorney representing Greater Restorations in a statement from the company, “but it is the responsibility of our customers to ensure that they obtain services that are in-network.”
“Unfortunately, this is not an uncommon occurrence”, explained Seraphina Blanche, a retired aasimar adventurer who founded and leads the Predatory Adventurer Liability Allocation Dispute Information Network, or PALADIN, an organization that raises awareness of these market risks. “The large insurance carriers primarily do business with churches that generally provide services at cheaper rates or which are willing to offer reduced prices to the insurer’s customers, saving costs to the company. At the same time, independent customers are frequently targeted by predatory financial practices, such as inflation of charges, often in a completely arbitrary fashion.”
PALADIN also connects those victimized by these practices with barristers possessing the necessary skills and abilities to contest predatory healing bills.
“About 200 years ago, large insurance carriers and churches conspired to pass cosmic laws requiring that disputes on these bills must be raised in the same jurisdiction as the provider”, added Blanche. “This means that to contest your co-pay, you have to make your way to the City of Dis on the second level of Hell, where the carrier’s head office got moved, or go to the plane of Arvandor to dispute the cost of a resurrection by a cleric of the Seldarine. While you can’t seem to swing a dead cat in the Forgotten Realms without hitting a legendary archmage, not many of them have the time, inclination, or expertise to travel the planes on such a matter. We maintain contact with experienced litigators who have the means to make such journeys.”
In the case of the bill received from the Church of Waukeen, the adventurers must travel to the Grand Forum of the goddess’ realm, the House of Barter in the Marketplace Eternal. Alternatively, they can seek out the headquarters of their insurer, Greater Restorations, in the City of Sigil.
The adventurers, who recently reached 10th level, have started a crowdsourcing campaign on GoHealMe to help cover their monthly instalments while retaining the services of an archmage-attorney to handle the contract dispute. You can contribute to their campaign through Dungeon Master’s Workshop on Patreon.
https://docs.google.com/viewerng/viewer?url=http://dmsworkshop.com/wp-content/uploads/2019/06/BILL-FOR-SERVICES.pdf&hl=en
:ROFL:
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(https://scontent-atl3-1.xx.fbcdn.net/v/t1.0-9/67838658_1216705868509124_655764295472119808_n.jpg?_nc_cat=102&_nc_oc=AQmiRlPYQFpb5_9pM-ZPwtPjagGE3VwBOWw2k25zSGMyTXOMiuyCHTIMgzT8H07VKQRtefES_-UkWhbf7KiuaV47&_nc_ht=scontent-atl3-1.xx&oh=62a8ee1bd165436d52cb603a86ab9727&oe=5DEBC98A)
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ha!
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ha!
:ROFL: :ROFL: :ROFL:
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(https://scontent-atl3-1.xx.fbcdn.net/v/t1.0-9/67838658_1216705868509124_655764295472119808_n.jpg?_nc_cat=102&_nc_oc=AQmiRlPYQFpb5_9pM-ZPwtPjagGE3VwBOWw2k25zSGMyTXOMiuyCHTIMgzT8H07VKQRtefES_-UkWhbf7KiuaV47&_nc_ht=scontent-atl3-1.xx&oh=62a8ee1bd165436d52cb603a86ab9727&oe=5DEBC98A)
That put a smile on my face. Good stuff. :bigthumb:
Oh, and the Satanic bit was great too. ;D
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/70412896_406826260037620_1235683995392409600_n.jpg?_nc_cat=109&_nc_oc=AQklTWDSyJbVLE75T-wOXH501uHrpyKBsZpj9pITdbTked92vgiofmuSsS22_c4D2mhnC1Xj1Au2lTi9uXyLWyzH&_nc_ht=scontent-iad3-1.xx&oh=1dcc279ef7df018a7232fe945e4c9183&oe=5DF78F81)
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:2funny:
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;D
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Seen that a few times before. Still funny, though.
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attached vs embedded
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;D
Yeah, that one's classic. Pretty sure I have that saved on my computer somewhere. :D
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https://newsthump.com/2019/02/06/adventurer-parents-to-hold-alignment-reveal-party-for-their-new-baby/
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Ha, that one's good!
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I LOL'ed
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"I fight the river." :2funny:
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https://twitter.com/OutlawHistory/status/1194303258489167877
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All too true.
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/75625507_10220723643143194_4778740875939282944_n.jpg?_nc_cat=108&_nc_oc=AQkZYK8T2gj0Y2hEztMeWrBG0DTwBTqDNkqGDobzGN138bD1xdmD_QChP7fy_Bo1ueY&_nc_ht=scontent-iad3-1.xx&oh=1a153ea12d42d1e5d1235b122b9c69a0&oe=5E880030)
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^ Point of order: Should be cross-posted to the pun thread as well. :P
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EVERY thread here is a pun thread, though - don't skirt the issue.
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We just need to gird our loins!
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https://twitter.com/AndiEwington/status/1199450149069754368
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Wonderful ;D
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D&D Rick and Morty (https://dnd.wizards.com/products/tabletop-games/rpg-products/dungeons-dragons-vs-rick-and-morty) :2funny:
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<shakes head>
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<shakes head>
If you shake your smeghead (lol), you'd maybe get a kick from Rick & Morty's weirdness.
Then again, it's been proven before you have much better taste than I do. ;D
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Oh no, its not that, I dig the weirdness, its more the grafting of them into D&D that prompted my reaction ;)
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the time stamp is part of what makes this so awesome
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:2funny:
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I would have thought that Gamma World would be a much better fit for Rick & Morty.
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Clerics ::)
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:2funny:
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Needs a lot more yellow
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Needs a lot more yellow
Exactly what I was thinking.
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Fantastic! :2funny:
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One of Mrs.B's main WoW characters is a healer, so she had a good chuckle at that.
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Clerics? What about a graph for Bards?
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/82695773_1456131967895340_3246151215918088192_n.jpg?_nc_cat=106&_nc_ohc=p6q2tuWHCUAAX-Ou7_i&_nc_ht=scontent-iad3-1.xx&oh=2a7c15b93d2add320bc0d242d3b26614&oe=5E96DC8A)
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:whistle:
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All wise we are.
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(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-9/82695773_1456131967895340_3246151215918088192_n.jpg?_nc_cat=106&_nc_ohc=p6q2tuWHCUAAX-Ou7_i&_nc_ht=scontent-iad3-1.xx&oh=2a7c15b93d2add320bc0d242d3b26614&oe=5E96DC8A)
(https://i.kym-cdn.com/entries/icons/original/000/029/191/cover6.jpg)
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touché
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Except the Kickstarters part, but I guess P500 is a nice substitute
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Speak for yourself. I'm Kickstarting all over the place. AND P500ing. :D
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Although back in the late 70s/early 80s, a LOT of the hobby was just wargaming (there were very few board games outside of Milton Bradley and a handful of others that were 'mainstream'), so that was somewhat overwhelming. I felt like I was infringing on a bunch of old men's hobby at the time, LOL.
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(https://scontent-atl3-1.xx.fbcdn.net/v/t1.0-9/p960x960/82456464_10216017001882681_5431453111816290304_o.jpg?_nc_cat=105&_nc_ohc=7p-SYMDCmHcAX9s-snu&_nc_ht=scontent-atl3-1.xx&_nc_tp=1002&oh=90010caaca46c4aecbce15bbd4f12204&oe=5EDA14E9)
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:2funny:
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Bwahahahaha!!!
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(https://scontent-atl3-1.xx.fbcdn.net/v/t1.0-9/s960x960/83217324_10156869032562196_7364841152735870976_o.jpg?_nc_cat=111&_nc_ohc=0aeFpYwwvzIAX8PyrTV&_nc_ht=scontent-atl3-1.xx&_nc_tp=1002&oh=2a03c2f541e5f7a50ff10305e0b2415a&oe=5EA0A153)
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:ROFL:
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https://geektyrant.com/news/dampd-fans-renamed-classic-modules-to-hilariously-fit-the-cover-art
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This whole thread :2funny:
https://twitter.com/SamSykesSwears/status/1222583021229862912
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Yeah, there was some pretty good stuff in there. When discussing a half-orc barbarian, I will now always think of his dad, Harold. :2funny:
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The day that Costco sold out of healing potions & enchanted battle-axes
https://www.yahoo.com/news/sorry-costco-shoppers-enchanted-battle-135813273.html (https://www.yahoo.com/news/sorry-costco-shoppers-enchanted-battle-135813273.html)
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Panic buying?
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The worst of it mirrors real life....corn cobs in family size packages for bathroom hygiene sold out first.
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:sick:
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(https://scontent-atl3-1.xx.fbcdn.net/v/t1.0-9/s960x960/87067623_2797521543650916_8856953752469372928_o.jpg?_nc_cat=105&_nc_sid=8024bb&_nc_ohc=CBafQZl9C_wAX-z1niL&_nc_ht=scontent-atl3-1.xx&_nc_tp=7&oh=90491fe254b4b57b2f683c065dcd62be&oe=5E8EF63D)
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(https://scontent-atl3-1.xx.fbcdn.net/v/t1.0-9/90349253_4196634780354551_1773829967218475008_n.jpg?_nc_cat=110&_nc_sid=110474&_nc_ohc=Oc6eSY91avsAX9P2ztZ&_nc_ht=scontent-atl3-1.xx&oh=b114cfcc5cdfc1941a6a6e936f4b674e&oe=5EA2AFE2)
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BOO
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;D
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Ha!!
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8)
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https://twitter.com/AndiEwington/status/1279497491394768897
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:2funny:
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(https://pbs.twimg.com/media/EcFl56MVcAAEqkD?format=jpg&name=900x900)
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Warning: NSFW (language). Damn funny, though!
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This wasn't intended to be funny, but here we are....
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Wow. :2funny:
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Never go on a quest without a dongle!
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This wasn't intended to be funny, but here we are....
I lost it when I saw that 80s keyboard slung over her shoulder... :2funny: :2funny: :2funny:
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;D
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;D
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OK guys - who are you?
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Wizard.
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Mostly Ranger, dash of Cleric
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Mostly the Artificer and a bit of Cleric in the mix
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I'm thinking equal parts Artificer and Warlock, though I've picked up 'MacGyver' as a nick name while working for at least two different places.
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Mostly Wizard, although Sorcerer and Warlock would also fit.
I knew Brant was a Ranger as soon as I saw the description. :D I suspect a lot of folks working in IT would also qualify...
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Mainly Warlock.
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Because of the pumpkins? :whistle:
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That could well be correct.
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I suspect at least a few of us here can relate. :D
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:ROFL:
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https://twitter.com/SketchesbyBoze/status/1345751757096439823
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https://twitter.com/dmofengineering/status/1358588094417494016
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;D
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:hehe:
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(https://i.redd.it/4ny26nyov8m61.jpg)
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:2funny:
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(https://1a3k5t1s1nlq3nug3z23q9ed-wpengine.netdna-ssl.com/wp-content/uploads/2021/06/ft210606-foxtrot-comics-bill-amend-caution-Is-warranted-dnd-dungeons-and-dragons-sunday-comic-strip-1536x719.png)
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:ROFL:
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:applause:
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(https://www.aarcentral.com/pics3/1wizard.jpeg)
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^ Ha! That reminds me of this one...
(https://pics.me.me/dm-level-one-wizard-2-damage-damn-wizards-41694696.png)
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*Playing a 40k Only War*
That one time when you failed a perception check to find out if that supposed enemy bunker was actually manned. Didnt fancy wasting a preciuos smoke grenade on a potentially empty enemy position but due to a fudged supply drop the day before knew you had plenty of toilet paper in your rucksack so proceeded to throw that at the bunker instead. Great success!
Only in doing so you had alerted a heavy bolter and las cannon and lost the element of surprise... fire fight ensues resulting in 50% casulaties to the squad, commander losing an arm and the following session being your characters court martial finding you guilty of gross incompetance and charging you to death by firing squad.
BEST GAME EVER!
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[snicker]
(https://www.aarcentral.com/pics3/1wizard.jpeg)
That image is going to be with me the rest of the day now. :ROFL:
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(https://i.imgur.com/qvWqatW.jpg)
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Hell, Martok....they wouldn't make it past identifying what's in that picture.
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You're probably right. To them, it would appear as bizarre and otherworldly as a pay-phone.
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DnD with Merlin
https://www.youtube.com/playlist?list=PLZKrblZlJ8bgZI4dzaQUHcT90lviFCn26 (https://www.youtube.com/playlist?list=PLZKrblZlJ8bgZI4dzaQUHcT90lviFCn26)
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Okay, I admit I was chuckling by the end.
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Okay, I admit I was chuckling by the end.
Waifu roll!
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https://twitter.com/SeveredSonsDnD/status/1410226132440555520
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;D
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Ha, yes!
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Not gonna lie. I laughed. A bunch.
https://twitter.com/ZeugmaticPlayer/status/1420063544360554496
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(https://www.aarcentral.com/pics3/trav.jpg)
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;D :bigthumb:
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Yes, when I first played Traveller, I was a bit surprised when my character died while I was creating it. That had never happened before with other roleplaying games! :)
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:o :o :o
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From Longblade over on FB
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;D
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Bahaha!
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next-level genius right here
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:party:
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That last bullet point was my favorite. ;D
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(https://i.redd.it/thjr0shjfmt71.png)
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Why assume that if he's a wizard he must also be a necromancer?
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Why assume that if he's a wizard he must also be a necromancer?
because people that don't know any better just assume those are interchangeable
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He is wearing a black hat.
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He is wearing a black hat.
Professor Minerva McGonagall wears one too and, afaik, she's no necromancer.
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(https://www.aarcentral.com/pics3/wand.jpg)
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:2thumbs:
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Heh. I got that one...
This magic wand does less damage to those standing behind it:
(https://www.dandbmilitaria.com/media/catalog/product/cache/1/image/9df78eab33525d08d6e5fb8d27136e95/D/S/DSC00182-04.jpg)
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Yes, that's d&d humor from The New Yorker
https://www.newyorker.com/humor/daily-shouts/spice-up-your-d-and-d-game
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Well that was random. Not bad, though.
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This immediately made me think of at least a few of you... ;)
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Yup. Sounds about right.
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(https://www.aarcentral.com/pics3/dungeon.jpeg)
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#NotWrong
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;D
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Sigh. If only the games I was in had been that organized.
:'(
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:ROFL:
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;D
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(https://www.aarcentral.com/pics3/initf.jpg)
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#truthbombs
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They're not wrong. :2funny:
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:dice:
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:ROFL:
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:2funny:
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(https://www.aarcentral.com/pics3/cow.jpg)
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<snort>
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Bwahaha to both of the above. :2funny:
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Someone at work stole the Sri Ratcha sauce from my Iron Rations.
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;D
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Ha! I'm totally going to start doing that. :nerd:
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(https://www.aarcentral.com/pics3/dmm.png)
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;D
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tres creativ!
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:bigthumb:
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I really like how clean and orderly that looks. Which is why I could never use it, once my chicken scratch got put down, it would be ruined.
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tres creativ!
Ha, that's great!
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Not sure I've posted this one before. Still a blast, especially the "file names"
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Aawwww. :) :dreamer:
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I don't know if it was here, but I have seen that one before. Still brings a smile to my face, though. :)
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I'm sure at least 1-2 of these have been posted before, but I find they're still good for a chuckle.
(https://i.imgur.com/sMieMXA.jpg)
(https://i.imgur.com/3ZlJt5a.jpg)
(https://i.imgur.com/IlFbsb3.jpg)
(https://i.imgur.com/qo3nMLu.jpg)
(https://i.imgur.com/efhOaYk.jpg)
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Why I never played a healer: All yellow. >:D
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"I would like to quibble" seems like a Cyrano conversation :)
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"I would like to quibble" seems like a Cyrano conversation :)
Not gonna lie, he did come to mind while I was posting that one. ;D
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Engineers. The bane of my existence...
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>:D
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:hehe:
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I'd hate to DM THAT group for sure....
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https://twitter.com/epicdndmemes/status/1558646615757430790
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I did try to make a colourblind Orion who thought he was human for Star Trek once...
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too lazy to go back and look if we'd posted this before, but I swear they misspelled "brant" as "bard"
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https://twitter.com/Owen_Stephens/status/1589143338112135168?ref_src=twsrc%5Etfw
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That's funny enough that you almost wonder if they did it on purpose
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too lazy to go back and look if we'd posted this before, but I swear they misspelled "brant" as "bard"
How can you be ironically into succulents?
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https://twitter.com/DadaBaseThought/status/1631472285449355264
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Oh, sh*t.
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The best response:
https://twitter.com/PuppyPhilosophy/status/1631769199000559616
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(https://pbs.twimg.com/media/FqQnZCcaYAETXwL?format=jpg&name=900x900)
"Kilroy AND GROGnads WERE here ALREADY-!-?-!-" Double-L/@@\T-dan-down
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Every cleric ever... ;D
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;D
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(https://i.imgur.com/53I1dIp.jpg)
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coming soon to a post-apocalyptic TTRPG near you
https://twitter.com/Rainmaker1973/status/1667830802762153985
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coming soon to a post-apocalyptic TTRPG near you
https://twitter.com/Rainmaker1973/status/1667830802762153985
Some bard, somewhere:
"I'm seducing it."
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:notworthy:
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Love it!
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:)
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Okay, that's pretty damn funny
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;D